The business area is intended to be obsolete in the upcoming versions. In cloud version is not yet available.It's better recommended to use segments that's is the functionality that gives further options in S/4HANA
Hello,Find below the OSS Note for cloud solution.2760863 - Business Area is not available in SAP S/4HANA Cloudhttps://launchpad.support.sap.com/#/notes/2760863
SAP S/4HANA Finance is the Core functionality for Finance operations as part of the SAP S/4HANA system. Meanwhile SAP FICO, is the module for Finance and Management Accounting of any SAP ERP product.
Unfortunately, it's not possible two active payment runs with the same vendor.You need to complete one payment run with the affected vendor and then proceed with the other payment run.